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190.40 – Criminal usury in the second degree

§ 190.40 Criminal usury in the second degree.

A person is guilty of criminal usury in the second degree when, not
being authorized or permitted by law to do so, he knowingly charges,
takes or receives any money or other property as interest on the loan or
forebearance of any money or other property, at a rate exceeding
twenty-five per centum per annum or the equivalent rate for a longer or
shorter period.

Criminal usury in the second degree is a class E felony.

Criminal Laws NY